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Any individual or business running a legitimate income-generating activity, with verifiable bank/M-Pesa turnover, acceptable CRB status and a suitable motor-vehicle logbook or vehicle to finance.
We offer Biashara Loans (interest-only with bullet principal), Secured Biashara Micro-Loans (short-term instalment loans) and Asset Finance for purchasing vehicles up to 8 years old.
Our facilities are secured against a motor-vehicle logbook or the vehicle being financed. The vehicle must be in good condition, properly valued, insured and, where required, fitted with a tracker.
You share your need, submit the required documents, we appraise your business and collateral, then a credit committee reviews the case. If approved, you sign the offer letter and we disburse funds to you or directly to the dealer.